Zero Deposit First Homes Ipswich

If you are a first home buyer and eligible to receive the $15,000 Great Start Grant from the Queensland Government, Zero Deposit First Homes may be able to help you with the deposit you need.

We understand how hard it can be to save for a deposit, and that is why we have developed a product to take the stress out of saving to purchase a home.


  1. FREE Financial Snap Shot by a licensed financial advisor
  2. Choose your land
  3. Select your house design
  4. Sign your contract of sale


ZD photo 3

There’s certainly nothing wrong with renting as a means to an end.

All rates, maintenance and insurance are all taken care of by the landlord, mind you, the landlord does receive substantial tax concessions for this.

The fact is, your rent money is dead money – paying off the landlords mortgage, not yours.

Rent $400/week for 15 years = $312,000 of dead money.

And in doing so, not one cent of the equity in the home that you’re living in, is attributed to you.

With your new home, you start paying off your own mortgage, over time, this equity becomes gold, leveraging borrowing power, you could even start a property portfolio, should you choose to do so, Then you’ll have tenants paying off your mortgage, while you receive the tax benefits.

That’s certainly one option – however, let’s take a look at one of our recent case studies.

John and Jenny have been renting a home for the last 18 months, paying $315 per week. That is a $27,300 contribution to the landlords mortgage each year.

A house and land package nearby is $380,000 and the 10% deposit equates to $38,000. John and Jenny decide that they can afford to put an additional $100 per week, towards the deposit.

Now depending on where you live in Australia, even using the example of a $15,000 first home buyers grant, it will still take over 4.5 years to save for the deposit. By that time, they’ll have given their landlord another $72,500 – that’s almost twice their deposit. In the meantime, the house and land package they were looking at, would have increased by around 7% per year, bringing the total package to $515,550 – the new deposit is now $51,550. But there is another downside.

Their preferred subdivision is now built out, and there is no affordable house and land package nearby, to match their budget.


If John and Jenny want to get off the rental merry-go-round, they need to act now – access the all-time low interest rates, the first home buyers grant and the affordable house and land package on offer.

ZD photo 2

Zero Deposit for a new home in Ipswich or Brisbane

You need to act now, before you miss out.

In Australia, we’re spoilt for choice, as project home builders and land developers, team up, to provide affordable house packages.

Each state government recognises the importance of home ownership, by providing a First Home Buyers Grant, to first home buyers.

But like all government incentives, we’re not sure how long this incentive will remain. You need to act now.

 Zero deposit home loan, Ipswich  | Brisbane

The qualification requirements for the First Home Buyers Grant are simple.

  • If you’re
  • over 18 years of age,
  • an Australian citizen or permanent resident;
  • you and your spouse, have not previously owned property in Australia, and
  • your’re building, or buying a home valued at less than $750,000.

then, you’re well on your way to home ownership and can apply for a pre-approval.

The team from Zero Deposit First Homes, words with leading builders, developers and financial institutions.

It also assists you to secure the right finance package and will even provide you with a contribution towards your deposit. Unlike other companies, the contribution is not a loan, it’s our gift to you, and does not need to be paid back.

So, what else do you need to do to get started.


1 – A good rental history of at least 6 months, this shows an ability to service a loan proportional to your rent;

2 – a savings record with a bank. It doesn’t matter how much. It’s the commitment you make each month that counts.

3 – Bone fide employment – a letter, payslip or group certificate from your employer

Even if you’ve had difficulties securing a mortgage in the past, we know situations can change and the team from Zero Deposit First Homes will work tirelessly to see if you can finally kiss your landlord goodbye.


To qualify for the Great Start Grant, you must meet the following requirements:

You are an Australian citizen or permanent resident You have never owned a residential property anywhere in Australia You have not previously received a First Home Buyers Grant from any state or territory in Australia You must be 18 years of age or older

It is required that the recipient of the FHOG occupies the home as their principal place of residence for a continuous period of at least 6 months, which must take place within 12 months of receiving the FHOG.

Stamp Duty Concessions

In addition to the above government assistance, first homebuyers are also eligible for concessions on stamp duty for the purchase of your house and land package. As a first home buyer, you will be exempt from paying stamp duty, saving thousands.

Contact us for more information via our online contact form or 0419 759 290.

To view our house plans please click Button to view our

Call today for a consultation
0419 759 290

Belix Constructions

Eastern Heights,
Qld 4305


QBCC Licence Number 131 7446 | ABN  14 607 925 548